UK Salary Calculator 2026/27
Work out your estimated take-home pay after Income Tax and National Insurance, and see how your salary compares to the UK average for your region. Figures use current HMRC 2026/27 tax thresholds and the latest ONS regional earnings data.
How this calculator works
This tool estimates UK take-home pay using 2026/27 Income Tax and National Insurance thresholds:
- Personal Allowance: £12,570 (tapered above £100,000, removed entirely above £125,140)
- Basic rate: 20% on income between £12,570 and £50,270
- Higher rate: 40% on income between £50,270 and £125,140
- Additional rate: 45% on income above £125,140
- Employee National Insurance: 8% between £12,570 and £50,270, then 2% above
Regional comparison figures use the ONS Annual Survey of Hours and Earnings (ASHE), October 2025 release, median annual full-time equivalent pay by region.
Want a fuller breakdown by role and age group? See our UK Salary Guide 2026.
